Malta’s Golden Passport Gains Momentum Among Wealthy Americans in 2025

In 2025, Malta has emerged as a top destination for high-net-worth Americans seeking a second citizenship. According to a report by global advisory firm Latitude, 25% of its U.S. clients interested in European "golden passport" programs are now selecting Malta.

The main driver? Peace of mind. About 80% of applicants report having no immediate relocation plans, but seek a “Plan B” amid rising global uncertainty.

Why Malta?

Malta’s Citizenship-by-Investment Program — formally known as Malta Citizenship by Naturalisation for Exceptional Services by Direct Investment — allows non-EU nationals to apply for citizenship after contributing a minimum of €690,000 and fulfilling due diligence requirements. Applicants may be eligible after one to three years.

Key benefits include:

Visa-free travel to over 185 countries, including the U.S. and Canada;

Full rights and protections as EU citizens;

Residency, work, and study rights across the EU;

Strong financial and legal infrastructure;

A passport with global prestige.

Growing Demand from the U.S.

As geopolitical tensions rise, many Americans are turning to stable jurisdictions abroad. Malta combines EU access with legal transparency, English-speaking institutions, and a Mediterranean lifestyle — making it an attractive second passport destination.

According to CoreLogic and Bloomberg, such programs provide insurance against political shifts, economic downturns, and limitations on international mobility.

EU Scrutiny and Outlook

Despite Malta’s popularity, the Golden Passport program has drawn scrutiny. In October 2024, EU Advocate General Michael Collins ruled that citizenship-by-investment programs are legally permissible, provided they include strong integrity and transparency mechanisms.

Still, the European Commission continues to pressure member states to phase out such programs. Transparency International warns of potential “copycat” programs in other EU countries if Malta’s model proves sustainable.

However, for now, Malta remains one of the few viable paths to full EU citizenship through investment, and interest from wealthy Americans continues to grow in 2025.