Investment Opportunities in Slovenia’s Real Estate Market in 2025

Experts predict that Slovenia’s real estate market will experience a 5-10% price increase in 2025 due to a limited supply of new housing. The highest demand is expected in major cities and coastal areas, including Ljubljana, Maribor, Koper, and Portorož, reports Erena.

Apartment prices in Ljubljana are expected to reach €4,500–€6,500 per square meter, while suburban areas may range from €3,500 to €5,000. In coastal cities (Koper, Portorož, Izola), prices are projected to increase to €6,000–€8,500 per square meter, while villa prices are expected to start from €500,000. In Maribor and other cities, the average price is estimated between €2,500 and €4,500 per square meter. New developments tend to be 10-15% more expensive than properties on the secondary market.

Experts from Global Property Guide analyze real market prices for Q1 2025, also considering gross rental yields. The national average yield in Slovenia is estimated at 4.50%, with Ljubljana’s city center at 4.34% and a slightly higher 4.67% across the capital.

Best Rental Investment Options in Ljubljana

In Ljubljana’s center, the most profitable rental properties are:
- A two-bedroom apartment priced at €485,359, rented for €2,000/month, yielding 4.94% annually.
- A studio apartment priced at €227,500, rented for €800/month, yielding 4.22%.

For properties across Ljubljana, analysts recommend:
- A two-bedroom apartment (€387,500) rented for €1,550/month, offering a 4.80% yield.
- A studio apartment (€184,000) rented for €700/month, providing a 4.57% return.

Other investment options:
- One-bedroom apartment (€310,000) rented for €1,100/month → 4.26% yield.
- Three-bedroom apartment (€626,500) rented for €1,950/month → 3.74% yield.

The Ljubljana market remains stable, but rental yields are moderate. Additionally, Global Property Guide experts highlight that these figures do not include additional costs such as taxes, maintenance, and repairs, which typically reduce net profits by 1.5-2%.

On Numbeo, the average rental yield in Slovenia ranges between 3.52% and 3.62%, while property prices vary between €3,507 and €4,411 per square meter.
In Ljubljana, these figures are slightly higher, with yields of 3.86-3.89% and prices of €3,949-5,123 per square meter.

Rental prices in the capital:
- One-bedroom apartment (city center) → €886/month, outside the center €712.
- Three-bedroom apartment (city center) → €1,675/month, outside the center €1,247.

Slovenia’s Economic Outlook for 2025

Economists forecast that Slovenia’s GDP growth will accelerate to 2.5% in 2025 and 2.6% in 2026.

Private consumption will increase due to higher employment and real wage growth.

Investment levels are expected to rise with the implementation of RRF-funded measures and cohesion policy projects.

Net exports will have a neutral impact on economic growth in 2025 and a negative impact in 2026.

Inflation & Fiscal Policy

Inflation is expected to increase slightly to 3.2% in 2025, driven by:
- Higher electricity bills due to the reintroduction of charges suspended during the energy crisis.
- Increased network usage fees.
- In 2026, inflation is expected to decline to 2.1%.

The budget deficit is projected to shrink to 2.1% of GDP in 2025, aided by:
- New long-term care tax (effective July 2025).
- Higher CO2 emissions tax revenues.
- Phase-out of energy subsidies introduced during the energy crisis.

By 2026, the budget deficit will remain unchanged, with additional tax revenues expected to balance higher social spending. Fiscal policy will be restrictive in 2025 and stimulative in 2026.

Debt-to-GDP Ratio

Slovenia’s public debt-to-GDP ratio is forecasted to gradually decline from 68.4% in 2023 to 63.1% in 2026.
This will be supported by:
- Lower interest rates on public debt.
- Utilization of cash reserves.
- Continued primary deficit affecting debt dynamics.